3 Best $1,000 Loans With No Credit Check in 2024 (2024)

The best $1,000 loans with no credit check are from OppLoans, Integra Credit, and Upstart.None of these loan providers use applicants’ credit history as a condition for approval, though it’s important to note that approval is never guaranteed. Lenders will look at things like your income and employment status to determine your ability to pay.

Best $1,000 Loans With No Credit Check

The lenders above offer the best loans of $1,000 with no credit check because they don’t require collateral and they have rates that are relatively low compared to those of predatory payday lenders. They’re not the only places to borrow without having your credit pulled, though.

Other Places to Get a $1,000 Loan With No Credit Check

  1. Borrow from friends and family

    There’s no limit on the amount you can borrow from friends and family, as long as they’re willing to lend it. Just be sure to have a solid repayment plan so you don’t ruin your relationship.

  2. Pawnshops

    Pawnshops typically offer 25% - 60% of an item’s value, and they hold onto that item while you repay the money with interest. The interest is expensive, though, and if you don’t pay on time the pawnshop will sell the item rather than return it to you.

  3. Auto title lenders

    You can get a loan of around 25% to 50% of the value of your car, to be repaid in 15 to 30 days. But if you can’t pay it back - with interest as high as 25% of what you borrow - you could lose your car.

  4. Payday lenders

    Borrowing from a payday lender should be an absolute last resort, as they charge extremely high fees, often equivalent to a 400% APR. Payday loans must be paid back from your next paycheck, and you usually will not be able to borrow more than $500 - $1,000, depending on the state.

This answer was first published on 05/03/23 and it was last updated on 10/12/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

3 Best $1,000 Loans With No Credit Check in 2024 (2024)


3 Best $1,000 Loans With No Credit Check in 2024? ›

The easiest types of loans to get approved for don't require a credit check and include payday loans, car title loans and pawnshop loans — but they're also highly predatory due to outrageously high interest rates and fees.

What is the easiest loan to get immediately? ›

The easiest types of loans to get approved for don't require a credit check and include payday loans, car title loans and pawnshop loans — but they're also highly predatory due to outrageously high interest rates and fees.

What credit score is needed for a $1,000 dollar loan? ›

Requirements for a $1,000 Personal Loan

A good to excellent credit score of at least 670 is often required, but there are some lenders that weigh other factors more heavily — allowing you to qualify even with a lower credit score.

How to get a loan when no one will approve you? ›

Use Collateral To Secure The Loan

If your credit score is lower than you need it to be, you could consider a secured loan. The inclusion of collateral makes secured loans easier to get approved for, as it assures the lender they'll get their money back one way or another – even if you default on the loan.

What is the best loan without a credit check? ›

Best No Credit Check Loans Comparison
LenderAPR RangeLoan Amounts
60MonthLoans19.09% - 35.83%$2,600 - $10,000
OppLoans160% - 179%$500 - $4,000
Integra Credit99% - 300%$500 - $3,000

What is the easiest loan to get accepted for? ›

Some of the easiest loans to get approved for if you have bad credit include payday loans, no-credit-check loans, and pawnshop loans. Personal loans with essentially no approval requirements typically charge the highest interest rates and loan fees.

What is a hardship loan? ›

Hardship personal loans are a type of personal loan that is designed to help you overcome financial difficulties. This type of loan is generally offered by small banks and credit unions, and has lower interest rates, lower maximum loan amounts, and shorter repayment periods than standard personal loans.

How can I get $1000 right now? ›

How to make $1,000 fast
  1. Sell stuff you already own.
  2. Deliver food.
  3. Pick up a part-time job.
  4. Rent out unused space.
  5. Start freelance writing.
  6. Try affiliate marketing.
  7. Drive for a ridesharing service.
  8. Find odd jobs.
Jan 17, 2024

What app lets you borrow $1000? ›

Whether you are strapped for cash, have unexpected expenses, or need some extra money to make repairs around the home, getting a $1,000 loan online may be what you need. MoneyLion offers a service to help you find personal loan offers.

How can I get an instant loan immediately? ›

XpressLoan is an instant personal loan from LazyPay of upto Rs. 5 lakhs. You can apply for a personal loan online, which will be sent directly to your bank account after approval. Approvals usually take 5 mins without needing paperwork or physical documents.

How to get a loan when everyone is rejecting you? ›

Paying down debts, increasing your income, applying with a co-signer or co-borrower and looking for lenders that specialize in loans within your credit band could increase your approval odds.

Which bank gives a loan easily? ›

HDFC Bank offers pre-approved loans to customers in 10 seconds flat*. Non – HDFC Bank customers can get loans in 4 hours. If you've wondered how to get an instant loan, wonder no more.

How do you get a loan when no one will lend to you? ›

Types of Loans Available
  1. Payday loans. Payday loans are a type of short term loans which are typically due on your next payday. ...
  2. No guarantor loans. If you have been refused a loan because you have no one to act as a guarantor, a no guarantor loan could be an option for you. ...
  3. Bad credit loans. ...
  4. Personal loans. ...
  5. Unsecured loans.
Jan 3, 2024

What app lends money without a credit check? ›

Best Loan Apps With No Credit Check
CompanyForbes Advisor RatingLoan amounts
EarnIn4.5Up to $750
5 days ago

Which loan app does not require credit score? ›

Loan Apps Without CIBIL Score 2024
Loan AppsInterest Rate
IIFL Finance12.75% to 33.75%
Fibe (EarlySalary)Rs.9 per day onwards
MoneyView1.33% per month onwards
Loanbaba0.10% per day onwards
8 more rows

What type of loan is easiest to get? ›

Easiest-to-get personal loans compared 2024
Dave Loans0.00%$1 per month
BadCreditLoans.com5.99% to 35.99%3 to 72 months
Upstart5.2% to 35.99%36, 60 or 84 months
Avant9.95% to 35.99%12 to 60 months
6 more rows
Mar 28, 2024

How can I borrow money and get it instantly? ›

Fastest ways to borrow money
  1. Personal loan from an online lender. Compared to traditional lenders like banks or credit unions, online lenders boast convenience and speed given their fully online application and funding process. ...
  2. Loan apps. ...
  3. Cash advance from a credit card. ...
  4. Loan from family or friends. ...
  5. Pawnshop loan.
Apr 12, 2024

How to borrow $500 quickly? ›

You can get a $500 loan via a personal loan, payday loan, payday alternative loan, cash advance app, or credit card cash advance. However, some options are better than others. Some small loans come with high costs that can cause financial hardship.


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